Disclosures
Registration Disclosures
Horizon Financial Planning LLC d/b/a Ninety West Global Wealth is a registered investment adviser (RIA) domiciled in the State of Louisiana, and registered in the states of Louisiana and Texas. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Horizon Financial Planning LLC may only transact business or render personal investment advice in states where the firm is registered or otherwise excluded or exempted from registration requirements. Follow-up or individualized responses to consumers in a particular state by the firm in the rendering of personalized investment advice for compensation shall not be made without first complying with jurisdiction requirements or pursuant an applicable state exemption, and such responses will only be made by investment adviser representatives acting with the knowledge of the firm.
Copies of the Firm’s Brochure (Form Form ADV Part 2), Privacy Policy, and Code of Ethics are available at any time upon request, and can also be found using links at the bottom of the page. For information concerning the status or disciplinary history of a broker-dealer, investment advisor, or their representatives, a consumer should contact their state securities administrator. The State of Louisiana’s Office of Financial Institutions can be reached at: http://www.ofi.state.la.us/.
Blog Disclosures
This commentary on this website reflects the personal opinions, viewpoints and analyses of the Horizon Financial Planning LLC employees providing such comments, and should not be regarded as a description of advisory services provided by Horizon Financial Planning LLC or performance returns of any Horizon Financial Planning LLC investment client.
The views reflected in the commentary are subject to change at any time without notice. Nothing on this website constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person.
Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Horizon Financial Planning LLC manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Investments in securities involve the risk of loss. Past performance is no guarantee of future results. Horizon Financial Planning LLC employees may hold a position in the securities discussed, long or short, and does not constitute a recommendation or endorsement in any way, shape, form, or design; the position may not be disclosed.
Employees may have their own personal blogs or websites outside of HFP, the items posted on those blogs or websites are strictly that of the author and/or guest contributor(s) and not Horizon Financial Planning LLC and should not be construed as such. HFP has no ownership, nor will HFP accept liability for items posted on personal websites or blogs of HFP employees. Employees are prohibited from giving financial, tax, or legal advice outside of HFP, anything posted on those outside blogs/websites, collectively called “publications”, should not be taken as advice.
We may use AI tools to research and write blog posts as well as generate images.
Podcast and YouTube Disclosures
The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security.
It is only intended to provide education. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results.
Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.
Horizon Financial Planning LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Horizon Financial Planning LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Horizon Financial Planning LLC unless a client service agreement is in place and no advice will be rendered on this website, or in the form of a Podcast or publically published video (such as YouTube) even if a client service agreement is in place. Seriously, don’t take what is said on podcasts or publically available video as advice, it’s general, educational, and somewhat entertaining discussion and/or presentation at best. We will not be liable for any damages or liabilities of any kind if you do.
No Rendering of Advice
The information contained within this website is provided for informational purposes only and is not intended to substitute for obtaining accounting, tax, or financial advice from a professional accountant or other relevant professional. Presentation of the information via the Internet is not intended to create, and receipt does not constitute, an accountant-client relationship or a planner-client relationship. Internet subscribers, users and online readers are advised not to act upon this information without seeking the service of a professional accountant or other relevant professional. Any U.S. federal tax advice contained in this website is not intended to be used for the purpose of avoiding penalties under U.S. federal tax law. A client relationship may only be engaged in the form of a fully executed client agreement, and even in the event someone has a client agreement in place with HFP, information from this website should not be regarded as advice.
Accuracy of Information
While we use reasonable efforts to furnish accurate and up-to-date information, we do not warrant that any information contained in or made available through this website is accurate, complete, reliable, current or error-free. We assume no liability or responsibility for any errors or omissions in the content of this website or such other materials or communications.
Disclaimer of Warranties and Limitations of Liability
This website is provided on an “as is” and “as available” basis. Use of this website is at your own risk. We and our suppliers disclaim all warranties. Neither we nor our suppliers shall be liable for any damages of any kind from the use of this website. We disclaim all liability.
Links to Third Party Websites
For your convenience, this website may contain hyperlinks to websites and servers maintained by third parties. We do not control, evaluate, endorse or guarantee content found in those sites. We do not assume any responsibility or liability for the actions, products, services and content of these sites or the parties that operate them. Your use of such sites is entirely at your own risk.
Copyright
All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of Horizon Financial Planning LLC or its content suppliers and protected by international copyright laws. The compilation of all content on this site is the exclusive property of Horizon Financial Planning LLC, with copyright authorship for this collection by Horizon Financial Planning LLC, and protected by international copyright laws.
Clearnomics Disclosure:
Copyright (c) 2024 Clearnomics, Inc. All rights reserved. The information contained herein has been obtained from sources believed to be reliable, but is not necessarily complete and its accuracy cannot be guaranteed. No representation or warranty, express or implied, is made as to the fairness, accuracy, completeness, or correctness of the information and opinions contained herein. The views and the other information provided are subject to change without notice. All reports posted on or via www.clearnomics.com or any affiliated websites, applications, or services are issued without regard to the specific investment objectives, financial situation, or particular needs of any specific recipient and are not to be construed as a solicitation or an offer to buy or sell any securities or related financial instruments. Past performance is not necessarily a guide to future results. Company fundamentals and earnings may be mentioned occasionally, but should not be construed as a recommendation to buy, sell, or hold the company's stock. Predictions, forecasts, and estimates for any and all markets should not be construed as recommendations to buy, sell, or hold any security--including mutual funds, futures contracts, and exchange traded funds, or any similar instruments. The text, images, and other materials contained or displayed in this report are proprietary to Clearnomics, Inc. and constitute valuable intellectual property. All unauthorized reproduction or other use of material from Clearnomics, Inc. shall be deemed willful infringement(s) of this copyright and other proprietary and intellectual property rights, including but not limited to, rights of privacy. Clearnomics, Inc. expressly reserves all rights in connection with its intellectual property, including without limitation the right to block the transfer of its products and services and/or to track usage thereof, through electronic tracking technology, and all other lawful means, now known or hereafter devised. Clearnomics, Inc. reserves the right, without further notice, to pursue to the fullest extent allowed by the law any and all criminal and civil remedies for the violation of its rights.
Artificial Intelligence (AI):
We may use AI to research topics and generate blog outputs. This is commonly done by creating visuals and summaries. We never provide AI with any personal or individualized data.
Official Language: We will only conduct business in English. This is due to discrepancies between English and other languages when the other language does not have an identical term and can differ in meaning, tone, or context. While employees may be multilingual, securities and Investment Advisory Services will be rendered exclusively in English. If you converse or correspond with an employee in a different language besides English, and there is a difference between English and the language of conversation, the English version of what was communicated will prevail.
Email Disclosures
Horizon Financial Planning LLC d/b/a Ninety West Global Wealth is an Investment Adviser registered with the State of Louisiana and other jurisdictions as needed. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. We may, from time to time, have a position in the securities mentioned and may execute transactions that may not be consistent with this communication's conclusions. Please contact us at (504) 822-6083 if there is any change in your financial situation, needs, goals or objectives, or if you wish to initiate any restrictions on the management of the account or modify existing restrictions. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request. This disclosure brochure, or a summary of material changes made, is also provided to our clients on an annual basis and on our website, ninetywestglobalwealth.com. Emails are subject to archiving.